Kakuma Market Online — pre-launch concept for a trusted local marketplace in Kakuma.
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Home / Payment Methods
Payment testing

Payment methods for testing

Buyers can choose a preferred payment method during checkout. The website does not process real payments yet — it sends the selected method to WhatsApp for confirmation.

Open cartBrowse market
Important: This test website does not process real M-Pesa, Airtel Money, bank card, credit card, or bank transfer payments until a secure backend is connected. Payment must only happen after Kakuma Market Online confirms the final amount and instructions through WhatsApp. For manual testing, payment receiver is Olivier Oga, +254 795 587 773.

Available testing options

These payment methods are shown for checkout testing and planning before the real launch.

📱M-Pesa

For Kenya mobile money payments. During testing, users choose M-Pesa and WhatsApp confirms amount, pay number, and reference before payment.

Testing option

📲Airtel Money

For Airtel Money users. The website records the preferred method and sends it to WhatsApp for manual confirmation.

Testing option

💳Bank card / Debit card

For bank/debit card preference. Real card processing requires a secure payment gateway before launch.

Future gateway needed

💳Credit card

For credit card preference. Real credit card payments must use a secure provider and SSL with backend processing.

Future gateway needed

🏦Bank transfer

For direct bank transfer preference. Admin confirms bank details manually through WhatsApp during testing.

Manual confirmation

💵Cash on delivery

For local orders where customer pays after receiving goods. Useful for trust-building during pilot.

Pilot friendly

How checkout works now

  1. Buyer adds items to cart.
  2. Buyer chooses preferred payment method.
  3. Buyer reviews the cart and selected payment method.
  4. During launch, admin confirms stock, final price, delivery fee, and payment instructions.
  5. Payment happens only after confirmation.

What is needed for real launch?

  • ✓M-Pesa Till/Paybill or STK Push integration
  • ✓Airtel Money merchant/payment instructions
  • ✓Secure card payment gateway
  • ✓Backend database and payment records
  • ✓Refund and dispute process
  • ✓SSL/HTTPS hosting

Test payment flow safely

Use the cart to test how payment preference appears in the order review before real payment integration. Do not enter real card numbers on this test website.

Test cart checkout
Testing payment receiverOlivier Oga+254 795 587 773Use this number only for manual testing after the amount is confirmed. Do not send money until Kakuma Market Online confirms the order, package, delivery fee, and payment reason.

Need phone pop-up payment?

Use the M-Pesa STK Push testing page to simulate the phone PIN prompt flow and prepare for backend integration.

Open M-Pesa STK Push
💳 Test payment